How It Works

If you have bad credit, help is on the way!

Start today for just $99.95 Setup Fee:

	Clean up negative items on your credit report like late payments, collections, false inquiries, foreclosures and bankruptcies.
	Improve your credit score so you can save money every month with lower interest rates on your loans
	Stop embarrassing turn down and rejections from lenders

If your score needs a boost, Call 800-914-7545 M-F 9:00am to 8:00pm MST

How It Works

Introduction

After you Sign Up, our specialists will begin by obtaining your credit file and reviewing it with you. We’ll identify items that are hurting your credit score, and advise you on ways to build up positive credit. While you get busy taking steps to establish new, positive credit, we get to work repairing negative items on your file. After this, the Credit Bureaus (we work with Experian, TransUnion, and Equifax) will start to send you updated credit reports, usually within one to two months after we've started your services.

4 Easy Steps

FREE Credit Consultation

Fast Track Program + Couples/Military Discount

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Here are the four steps our experts take to clean up your credit reports. These steps are repeated until you are satisfied with the results.

Step 1: Forward your credit reports.
First, you’ll receive letters in the mail from the credit bureaus. These letters will contain your updated credit reports. Our experts will likely ask you to forward these to us. (Credit bureaus will only correspond directly with you: without receiving these updated reports we have no way of knowing which items were removed successfully.)

Step 2: Dispute questionable items.
After we receive all of your credit report info, we apply our expertise to identify items to dispute. (We’ve successfully removed bankruptcies, student loans, cellular, medical, and utilities bills, late payments, and other negative items.

Step 3: We work your case.
We’ll apply our experience and credit report repair strategies to challenge negative items directly with the credit bureaus. Depending on the number of negative items on your credit reports this step will be repeated for each subsequent loop through the cycle.

Step 4: Breathe easier.
The credit bureaus have 30 days to investigate your dispute. After that, they must inform you of the results of their investigation, update your credit report and send you a copy of the updated report. It usually takes 60 days between the day we send a dispute, on your behalf, to the credit bureaus and the day you receive an updated report. When you receive a response from a credit bureau, make a copy of the updated report for your records, then you’ll be asked to send us the original to move your case forward.

Start today with just $99.95 Setup Fee.

* Individual results may vary. On average, our clients have seen 8 or more corrections/improvements.